Many people like using their debit card for everything. After all, it’s pretty much like paying with cash, as the money comes automatically from your bank account, and it stops you from getting wrapped up in potential credit card debt. Having said that, in some situations, using your debit card can be risky and opens...
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51% Of Americans Face Economic Hardship If A Paycheck Is Missed
University of Chicago’s NORC, an independent social research institution, recently conducted a study that revealed 51 percent of working adults across American would need to dig into their savings in order to meet financial necessities, should they miss one single paycheck; in fact, specific communities were more susceptible to economic hardship should they miss pay...
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Is It Possible To Have The Money Talk With Your Partner Without Arguing?
There’s very little that a couple cannot achieve when they both have a strong desire to complete a goal, but when one person has certain changes they want to make and the other partner is left in the dust, it can truly cause havoc. Communication is so vital in relationships, and when you’re vocal and...
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Bad Debt Rates Hit Seven Year High
While financial experts continue to preach good credit and credit card spending, some not-so-good news in this regard has been released as of late. Turns out, bad debt is on the rise, with a current jump that hit a seven-year high recently. As per Bloomberg Intelligence, the first quarter of 2019 saw an increase of...
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Are Debit Cards For Kids The Answer To Financially Educating Them?
In 2019 things are extremely different than they once were when you were a child. Kids didn’t have their own smartphones in the fourth grade back in the day, so with these changing cultural dynamics comes the demand for children to often be more aware of how finances work. Gone are the days of handing...
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Five Tips To Get Your Credit Cards To Work For YOU!
Many people avoid plastic like the plague, with the idea that credit cards simply work against the average person as it promotes spending and can keep you locked in debt. The truth is, if you can discipline yourself and use your credit cards responsibly, as there are many ways they can actually work in your...
