In this day and age, credit cards are somewhat of a necessity. There are times when a person or family may need to pull out a credit card to secure a hotel, vacation, or car rental; place a deposit on a major purchase; and these little plastic placeholders in our wallet can come in quite...
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Are Americans “Savers” Or “Spenders”
A recent survey conducted last month titled Invest in Your Spending pooled about 2,800 Americans, where 54 percent listed themselves as “savers”. The survey was done, in partnership, by Acorns and CNBC, along with Survey Monkey, where a variety of women and men were polled across the United States about their money habits, where individuals...
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Take A Closer Look At Banking Fees; They Can Cost You Thousands
Banking carelessness may seem like you are losing a small about of money at the time; however, dipping into your overdraft and withdrawing money from an ATM machine that isn’t linked to your bank can cost quite a buddle as the years go by. Below are some ways you can potentially lose out on a...
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Less Than Half In U.S. “Prepared” For $2000 Financial Emergency
Yes, the economy is booming – and yes, the United States is dealing with a record-low unemployment rate right now; however, despite all this, a recent study revealed that a mere 43 percent of Americans are confident that they are “prepared” for a $2,000 emergency expense. This was revealed by a study conducted via the...
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Kids Activities & Your Budget: How Not To Go In Debt
As parents, we love nothing more than to support our children’s extracurricular endeavors. Whether they are interested in baseball, basketball, gymnastics, guitar lessons – or anything else in between – we are willing to do just about anything when it comes to helping them pursue hobbies and sports they show an interest in. Even overspend...
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Who Has More Financial Stress: Millennial Males Or Females?
While millennials seem carefree (and careless) individuals as it relates to finances, a recent study reveals that they have their fare share of stresses when it comes to money, and women in this age demographic seem to bare the brunt of it. As per a Novi Money survey, 52 percent of millennial females stated that...
